№ 2014/4

This article follows the line of the author's previous publications on macro-economic processes. For each institutional sector, the author investigates the influence of positive and negative components on the formation of gross disposable income and gross savings as a development resource revealing the causes of deficits in some sectors and surpluses in others. The article justifies the guidelines state policy on the harmonization of the distribution of gross disposable income between institutional sectors and increasing overall gross savings as the main prerequisites out of the investment crisis.
The author gives a detailed analysis of key factors for macro imbalances leading to a drop in gross savings, investment and GDP in Ukraine's economy. For each institutional sector, the article provides sub-built reports whose resource part consists of gross disposable income with all its positive and negative components, and whose expenditure part consists of the directions of the use of gross disposable income. The above mentioned coverage makes it possible to define the main causes for the formation of deficit in some institutional sectors and surpluses in others, and to justify the guidelines of state policy on the harmonization of GDI distribution between institutional sectors and raise gross savings as the main prerequisites out of the investment crisis.

Keywords: level of gross savings, sectoral structure of gross savings, components of the revenue of institutional sectors, factors affecting the gross savings of non-financial corporations, property income, social transfers, capital transfers, social policy,