№ 2014/3

The article analyzes the condition and characteristics of Ukrainian mortgage market development under the negative influence of financial crisis and in the process of its overcoming. Author justifies the important role of mortgage market for the recovery of economic growth, describes the dynamics and factors of the volatility in the volume of bank's mortgage debts, and investigates the reasons of the stagnation on Ukrainian mortgage market, and various features of the market's functioning and contributors' behaviour.
Further he deals with the present condition of the real estate market and the development prospects of the building industry. The article provides an assessment of the influence of legal regulation and institutional limits on the recovery of the mortgage market.
Based on the results of the research, the author makes a forecast of the prospects and further tendencies of the market's dynamics. Also, he proposes a series of essential measures to solve the main problems of legislate regulation, institutional and instrumental providing of the mortgage and real estate markets development. The measures involve eliminating the revealed defects and promoting the recovery of mortgage loans practicing and increasing its role in the providing of Ukraine's social and economic development.

Keywords: mortgage loans, mortgage market, real estate market, building industry, mortgage institutes